Online Gambling in Michigan in 2021

Best known for their horse betting roots that stem back to the prohibition era, MI is now among the newest states to legalize other forms of online gambling. Indeed, the newcomers to the family are online sports betting, online casinos, and online poker, to name a few.

Keep reading to get the full scoop on all of the regulated and legal MI online gambling possibilities.

Best MI Gambling Sites

CasinoSportsbook
Golden Nugget Online CasinoGolden Nugget Sports
William Hill CasinoFanDuel Sportsbook
BetMGM CasinoBetMGM Sports
PokerStars CasinoWilliam Hill Sports Book
DraftKings CasinoBetAmerica Sportsbook
BetRivers CasinoBetRivers Sportsbook

Despite the fact that the online segment of Michigan’s gambling history just began, not all online sites are created equally. There is a lot of competition out there, and for that reason, we at Playing Legal sort out the frontrunners for you.

At this moment, our specific criteria priority for rankings in MI are:

  1. Game or Odds Variety– the range of products that the operator offers.
  2. Bonus Offer– the bonus offers must be valuable and transparent.
  3. Customer Support– methods of communication, time to respond, and the quality of the reply.
  4. Interface– the unique features, added functions, and overall ease of use.
  5. Payment Methods– variety of payment options not exclusive to bank transfers.

Forms of Legal Online Gambling in MI

We're happy to report Michigan has an incredible array of online gambling options to suit all your needs. 

  • Online Casino Games
  • Online Poker
  • Online Sports Betting
  • Daily Fantasy Sports (DFS)
  • Lottery
  • Horse Racing

There’s no need to travel to Vegas when you can have these in the palm of your hands. Keep reading to get all the details into the world of Michigan online gambling.

MI Casino Games

Starting the trend of MI casinos, the first legalized casinos opened on Native American tribal land in 1993. Unlike traditional casinos, MI Tribal Casinos are considered sovereign nations, located on Native American Tribal land. The State has oversight jurisdiction, but deals are made by contracts discussed between the Indian communities and the State.

Operating well over 30,000 total slot machines, Michigan has a wonderful selection of casinos located in Detroit and Native American Tribal land. 

Sports Betting

Look out sports enthusiasts, Michigan has you covered! After a long-awaited shift in the US iGaming realm, MI made the switch to allow sports betting for of-age residents. Act HB 4916, passed in 2019, made way for a large number of businesses to enter the newly acquired market. As of 2020, retail sportsbooks emerged, and online sports betting pages followed suit in early 2021.

Since this is still a new addition, the number of Michigan sportsbooks is not massive just yet. Overall, players can expect to see some great welcome offers such as:

  • No-deposit bonus
  • Deposit match bonus
  • Risk-free bets
  • Free bets

Despite sports betting being the newcomer, it is easily among the most preferred form of gambling at this time. Therefore, keep up to date with the MI online sportsbook craze by regularly checking our informative page.

Daily Fantasy Sports (DFS)

Furthermore, MI Daily Fantasy Sports has had a turbulent history. For the longest time, players and operators were sure of the legality, but that was not the case. The major DFS operators, FanDuel and DraftKings, continued to function over time despite the government's lack of approval.

So, alongside the internet gaming advancements in 2019, online fantasy sports were officially recognized as a legal form of gambling in MI.

Bingo

We are turning our attention to the game adored by many, bingo. While it’s more popular as a charity or fundraiser option, bingo is entirely legal in MI. On the other hand, it’s too soon to speculate if bingo will make its way online or stay as an in-person-only option.

If you’re looking at taking part in the fun, most Tribal casinos hold weekly events centered around the riveting game.

Horse Racing

Initially established by the 1933 Racing Act, horse racing has been part of the long and lustrous framework of MI gaming history. Later amended in 1995, Act 279 established further regulations in agreement with the Racing Commissioner General Rules.

Following a sharp decrease in popularity of horse racing, the Office of the Racing Commissioner position was dissolved by an executive order made by Governor Jennifer Granholm. Due to the executive order, all duties are now under the jurisdiction of the Michigan Gaming Control Board (MGCB). The end result of the change in duties is that the MGCB becomes the sole regulatory office that oversees all gaming activities, which promotes cooperation between all gaming operators.

Unfortunately, Horse Racing is not nearly as popular as casinos and sportsbooks are in MI.

At this time, Michigan only has one Horse Racetrack, Northville Downs. This racetrack runs live and simulcast races, all available on TwinSpires Racing at Island Resort & Casino and TVG at Motor City Casino.

The Duties of the Michigan Gaming Control Board (MGCB):

  • Issuing licensing and permits
  • Assigning racing dates and schedules
  • Collect race license and tax revenue
  • Selecting veterinarians to represent MI
  • Conduct horse and human drug testing
  • Approving track officials
  • Supervise daily live and simulcast racing
  • Hearing appeals and forming decisions

Michigan Lottery

Technically considered a game of chance, the lottery has historically been able to become legalized with ease in most states. With that being said, the Michigan lottery was made legal in 1972 thanks to Act 239.

Over the years, the lottery has made a name for itself, especially with the popular interstate and multi-state drawings such as Powerball, Mega Millions, and Lotto 47. In addition to the in-person MI lottery offering, players now can access 60+ games on the Michigan Lottery mobile app. Games are being added each month to the MI lottery website, as well as the corresponding phone app.

The Michigan Lottery has proudly supported the education of Michigan’s growing generation and has donated more than $23.4 billion since the inception. 

Poker

Now live in Michigan, online poker was most recently a part of the 2019 online gambling package signed by Governor Gretchen Witmer. Even though it works hand in hand with online casinos and sportsbooks, MI currently only has one live online poker brand; PokerStars. BetMGM has been approved for an online poker extension, but no further plans have been revealed.

Thankfully, the future of poker in Michigan is quite promising. Incorporated into the law, multijurisdictional poker is a possibility, but has not been put into effect until multi-state negotiations are complete.

MI Gambling Law

Michigan gambling history was started in 1933 with the original legalization of horse racing. From there, the path has been a bright one. MI has had some milestone moments, and those are best broken down as such:

1933
Racing Act of 1933
1972
Launch of state lottery
1993
First tribal casino opened
1997
Michigan Gaming Control and Revenue Act is signed, three Detroit casinos authorized to launch
2014
MI iLottery officially launches
2019
Lawmakers pass online gambling package
2020
First retail sportsbook launched
2021
Online and mobile sportsbooks, online casinos, and online poker launched

Local License Holders

As part of the new MI licensing capabilities, license holders are now allowed a maximum of one online casino, one sportsbook, and one poker partnership per location. This online development will allow players in various parts of the state to take part in the action.

MI License HolderMI Online PartnersLocation
Motor City CasinoFanDuel Sportsbook2901 Grand River Ave, Detroit MI 48201
FanDuel Casino
Greektown CasinoBarstool Sportsbook555 E Lafayette St, Detroit MI 48226
Barstool Casino
MGM Grand-DetroitBetMGM Sports1777 3rd Ave. Detroit, MI 48226
BetMGM Casino

In addition to the listed casinos, there is another planned casino called Lakeshore Casino and Resort which is to be located at Ellis Road in Fruitport Township, Muskegon County.

MI Tribal License HolderGambling PartnersLocation
Kewadin Casino

• Sault Tribe of Chippewa Indians
ChristmasKewadin Sportsbook by WynnBETN7761 Candy Cane Lane, Christmas MI 49862
St. IgnaceKewadin Sportsbook by WynnBET3039 Mackinac Trail, St. Ignace, MI 49783
MansitiqueKewadin Sportsbook by WynnBET5633 W. US Hwy 2, Manistique, MI 49854
HesselKewadin Sportsbook by WynnBETN 3 Mile Rd, Hessel, MI 49745
Sault Ste. MarieKewadin Sportsbook by WynnBET2186 Shunk Road, Sault Ste. Marie, MI 49783
Gun Lake Casino

• Match-E-Be-Nash-She-Wish Band of Pottawatomi Indians
Gun Lake Sportsbook by Parx

Play Gun Lake- TBD
1123 129th Ave, Wayland MI 48658
Saganing Eagles Landing Casino

• Saginaw Chippewa Indian Tribe
TBD2690 Worth Rd. Standish, MI 48658
Ojibwa Casino and Bingo

• Keweenaw Bay Indian Community
Golden Nugget Sports
Golden Nugget Online Casino
16429 Michigan Ave, Baraga, MI 49908

MI Tribal License HolderGambling PartnersLocation
Four Winds Casino
• Pokagon Band of Pottawatomi Indians
New BuffaloFour Winds Sportsbook by Kambi11111 Wilson Road
New Buffalo, MI 49117
DowagiacFour Winds Sportsbook by KambiM-51 South of Edwards Street
Dowagiac, MI 49047
HartfordFour Winds Sportsbook by Kambi68600 Red Arrow Hwy., Hartford, MI 49057
FireKeepers Casino Hotel

• Nottawaseppi Huron Band of the Potawatomi
Dacey’s Sportsbook11177 East Michigan Avenue, Battle Creek, MI 49014
Bay Mills Resort & Casinos

• Bay Mills Indian Community
DraftKings Sportsbook
DraftKings Casino
11386 West Lakeshore Drive, Brimley, MI 49715
Kings Club Casino

• Bay Mills Indian Community
William Hill Sports Book12140 West Lakeshore Drive, Brimley, MI 49715

MI Tribal License HolderGambling PartnersLocation

Odawa Casino Resort

• The Little Traverse Bay Bands of Odawa Indians
FOX Bet Sportsbook
pokerstars
PokerStars Casino
1760 Lears Road, Petoskey, MI 49770

Odawa Casino Mackinaw City

• The Little Traverse Bay Bands of Odawa Indians
FOX Bet Sportsbook
PokerStars
PokerStars Casino
1028 Nicolet St., Mackinaw City, MI 49701

Turtle Creek Casino

• Grand Traverse Bay Band of Ottawa and Chippewa Indians
William Hill Sports Book7741 M-72 East, Williamsburg, MI 49690

Northern Waters Casino Resort

• The Lac Vieux Desert Band of Lake Superior Chippewa Indians
PointsBet SportsbookN5384 US-45, Watersmeet, MI 49969

Soaring Eagle Casino & Resort

• Saginaw Chippewa Indian Tribe
TBD6800 Soaring Eagle Blvd. Mt. Pleasant, MI 48858

Leelanau Sands Casino

• Grand Traverse Bay Band of Ottawa and Chippewa Indians
William Hill Sports Book
William Hill Casino
2521 NW Bayshore Drive, Peshabestown, MI 49682

Little River Casino Resort

• The Little River Band of Ottawa Indians
BetRivers Casino
BetRivers Sportsbook
2700 Orchard Hwy, Manistee, MI 49660

Island Resort & Casino

• Hannahville Indian Community
TwinSpires Sportsbook
TwinSpires Casino
TwinSpires Racing
399 US-2, Harris, MI 49845

Minimum Legal Gambling Age in Michigan

Casino Games *21 Years Old
Sports Betting *21 Years Old
Poker21 Years Old
Daily Fantasy Sports (DFS)18 Years Old
Horse Racing18 Years Old
Lottery18 Years Old
Bingo18 Years Old
* varies at Indian Tribal Casinos

Nevertheless, these ages may be varied on Native American Tribal land, if patrons decide to gamble online, the rules are altered. For online casino and sportsbook betting, patrons must be 21 years old or older in order to participate.

18+ Michigan Tribal Casinos
Bay Mills CasinoIsland Resort CasinoLeelanau Sands Casino
Little River Resort CasinoOjibwa Casino BaragaSaganing Eagles Landing Casino
Soaring Eagle Casino ResortTurtle Creek CasinoOjibwa Casino Marquette

19+ Michigan Tribal Casinos
MI Kewadin CasinosOdawa Casino, Petoskey

21+ Michigan Tribal Casinos
FireKeepers CasinoGun Lake Casino
MI Four Winds CasinosOdawa Casino Mackinaw City

Auditors and Regulators in MI

Overall, the auditors and regulatory bodies in MI are very uniform throughout all categories. Changes have occurred throughout history, but the Michigan Gaming Control Board is the leading regulatory body for the majority of gaming.

Casino GamesMI Gaming Control Board (MGCB)
Sports BettingDivision of Sports Betting (MGCB)
Daily Fantasy Sports (DFS)MI Gaming Control Board (MGCB)
BingoMI Gaming Control Board (MGCB)
LotteryBureau of State Lottery
Horse RacingMI Gaming Control Board (MGCB)
PokerMI Gaming Control Board (MGCB)
Tribal CasinosNational Indian Gaming Commission (NIGC)

Bonuses and Promotions

On top of the welcome bonuses, we can expect online sportsbooks and casinos in MI to house a range of ongoing promotions. For existing players that cannot take advantage of the new player offers, look out for loyalty programs and ongoing promotions surrounding the Detroit Pistons, Detroit Lions, and Detroit Red Wings games.

Here is a list of betting bonuses and promotions in Michigan:

  • Risk-free bet
  • No-deposit bonus
  • Deposit match bonus
  • Leaderboard promotions

Likewise, don't worry if the online gambling option of your dreams doesn't offer any ongoing promotions, just check out the available rewards program tailored to your player account. 

Responsible Gambling

Going above and beyond, Michigan provides players with resources to bet responsibly every step of the way. Located on each website, the green RG logo is a simple way to easily access the Responsible Gambling information.

Some of the tools worth noting are:

  • Self-Exclusion
  • Player Verification
  • Guidance on Responsible Gaming
  • Gambling Limits

The list of resources available to players and their families is:

MI Gambling Tax Rate

Finally allowing all MI gambling avenues, the local government has provided wonderful resources concerning MI gambling tax rates for operators. One thing Michigan has done very well is keep all information transparent and easily accessible. 

Thus, since there are many different categories of gambling, here is a list of broken-down MI gambling tax rates:

  • Sports Betting 8.4%
    • This tax covers all sports betting, except operators on Tribal land.
  • Fantasy Sports 8.4%
    • Tax revenue is deposited into the Fantasy Contest Fund
  • Online Casinos 1.25%
    • In addition to the above 8.4%, online casinos are required to pay a municipal service fee to the city of 1.25%, if it is outline in the agreement. Again, this does not include Tribal land.

Distribution of the 8.4% goes to various state funds. This includes the following:

  • 30% to the City of Detroit
  • 65% to the Internet Sports Betting Fund
  • 5% for the Michigan Agriculture Equine Industry Development Fund

MI Tribal Land Tax Rates

Outlined in the Lawful Internet Gaming Act 4311, Indian Tribal Land is subject to a different set of laws. Although there are defined tax rates, only 6 MI Tribal Casinos have signed contracts to be subject to fees. Otherwise, these rates are only a suggestion.

  • Casinos 2%
    • This tax is allocated to the local units of government in the regional area of the physical casino.
  • Internet Gaming 8.4%

As a result of the 8.4% tax collection from the Tribal Casinos, 70% of it must go to the Internet Gaming Fund, 20% to the local units of government, the remaining 10% goes towards the Michigan Strategic Fund.

Gambling Winnings Tax Rate

All things considered, gambling winnings are great news, but the complex tax forms are not.  

Nevertheless, the MI gambling winning tax rate for individuals is 4.5% for winnings over $300. That being said, tax rates can easily be altered, considering online gambling in MI is still a new addition. We recommend staying in close contact with your licensed tax accountant for any tax related questions.

Payment Methods in MI Gambling Sites

Playing at a legal MI online operator guarantees that your funds are safe and secure. All in all, this list includes all of the possible payment method options, but not all online operators will have this availability.

VISAPayPalPayNearMe
MasterCardPlay+ACH/VIP Preferred

Unfortunately, there are no guarantees that the deposit method of your choosing is going to be available as a withdrawal option. Check with customer support for further details.

Final Thoughts

Undoubtedly, the liberal legalization of gambling has benefited the Michigan economy in many ways.

Overall, the future is bright for every form of MI online gambling. Approving online casinos, online sports betting, and online poker is perhaps the best revenue stream for the local government. Given the low taxes and entrance fees for operators, Michigan is a great place to operate.

Online Gambling in Michigan FAQ's

What is the legal gambling age in Michigan?

The minimum gambling age depends on the form of gambling and the location. For instance, all Tribal Casinos have varied gambling ages for in person gaming. If you plan on doing any gambling online, the minimum age for sports, casinos, and poker is 21. Fantasy sports, horse racing, and bingo are all legal for players 18 and older.

When did online sports betting launch in Michigan?

Online sports gambling became legal in MI in Jan. 2021. Michigan has some of the lowest taxes for operators, making it a really great option for expanding companies.

Is FanDuel or DraftKings legal in MI?

Yes, FanDuel and DraftKings are both legal sports books in Michigan. Players can safely and securely start a sports betting account online and even participate in Fantasy Sports betting.

Are online casinos legal in Michigan?

Yes! As of Jan 22, 2021, online casino gaming is legal and authorized by the Michigan Gaming Control Board. The majority of MI online casinos are in partnership with the Tribal Casinos. 

Can I play the Michigan Lottery online?

Yes, the Michigan Lottery has a couple different options to play. Try the iLottery mobile app for quick on the go games, or the website version on your home computer. All downloads will include geolocation software and an age verification. Players must be 18 or older.

References

PlayingLegal.com